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Noble Gold IRA Reviews: Worth the Fees in the 2022?

Last Updated: October 21, 2022 by Mitt Wilson

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5/5

Noble Gold Highlights

  • Gold & Silver IRA Specialists 
  • Top Rating with BBB and BCA
  • Free Set Up Fees on Qualified Orders
  • Free Precious Metals Investing Kit
  • $10,000 Minimum IRA Investment

Do you know why you should have a gold IRA?

If you've been reading what I've posted for any length of time, then you definitely should. Then again, do you know who you should have a gold IRA with? That's also a good question, and there are many viable options.

One of those options is a company called Noble Gold. You can sift through Noble Gold IRA reviews on your own if you want.

However, I've already done it.

If you want to know what I know about Noble Gold, then you're in the right place. Are you in a hurry? You can scroll down and just blitz through the Pros and Cons.

If you'd like detailed information about this company, then bookmark this content for later or take your time to read through it now.

In either case, Noble Gold is a great broker to use if you're new to the precious metal IRA scene. Their investment platform is structured very soundly.

Noble Gold works out really well for investors who want to start getting involved with gold IRA investing but don't have a lot of money.

That's because their investment minimums are among the lowest in the industry.

the Noble Gold logo

What is Noble Gold?

Many Noble Gold IRA reviews will quickly jump to how well the company takes care of its current customers and emphasize the most recent reviews and comments that users have left.

Those are important, but I also think it's insightful to look at the history of the company overall so you can get to know them better before you decide if they're the right ones for you.

Leadership That Counts

Noble Gold was founded only a few years ago, but the leadership has decades of experience. The current CEO is Collin Plume. He previously had experience helping clients build wealth through insurance and real estate.

Gold & Silver IRA Specialists 

Based out of Pasadena, California, Noble Gold aims to offer clients safe and easy ways to purchase precious metals and use them for financial security. Gold IRA accounts are one way of doing that. These accounts preserve wealth by combining the power of precious metals and the tax advantages inherent to an IRA account.

Noble Gold claims to emphasize friendly service and client education. I can assure you that they uphold these values quite truly.

Noble Gold Pros and Cons

No business is perfect, but you'll always hopefully see far more pros than cons to a company that you might entrust some of your retirement savings. I personally love Noble Gold for how many more pros they have compared to the cons.

Pros
  • Leadership has more than two decades of experience
  • The leaders are focused on helping people grow their own wealth
  • The company has a strong emphasis on education so you always know what's going on
  • Multiple services are provided and not all of them are IRA accounts
Cons
  • Noble Gold does have a few things that might make you think twice.
  • They're a more recent entry into the industry
  • Fees aren't always obvious
a happy customer gives a thumbs up

Noble Gold Customer Reviews & BBB Rating

I only suggest gold IRA brokers that are worthy of your trust.

As an investment analyst or advisor, I know that even if I suggest a particular company, you're taking a leap of faith. While I try to earn your trust and respect, I also don't want you to just take my word for things.

That's why I've gone over reviews of Noble Gold provided by other sources. It's important to cover more than one because a company can certainly look good on one review platform but maybe not on others.

See for yourself how well Noble Gold ranks.

BBB Rating and Reviews

An average of 52 BBB users average 5.0/5.0 in their reviews. Noble Gold has been accredited with the BBB since its inception in 2017. The BBB gives Noble Gold an A+ rating. A few complaints have been filed in the last few years, but they seem to be successfully answered by the company.

Business Consumer Alliance Rating

Noble Gold isn't a member of this organization, but they've reviewed the company and given them an AA rating, which is pretty high up the list. BCA users average 5 stars in their reviews. One complaint was filed in the previous three years, but Noble Gold responded in a way that satisfied the customer and closed the complaint.

Consumer Affairs

Across 157 different reviews, Noble Gold averages 5.0/5.0.

TrustLink

Across 123 individual reviews, Noble Gold has a 5.0/5.0 average yet again.

You should be able to tell from this information that not only is Noble Gold a very legitimate precious metal broker but one that takes customer service and satisfaction quite seriously.

While their reputation isn't perfect, it's obviously quite stellar and very close to being perfect.

If you take advantage of their free consultation, then you can get your own taste of their resources and comprehensive educational resources.

Noble Gold Complaints?

The first place I look for complaints against any company, especially a gold IRA broker, is the Better Business Bureau. The whole point of this organization is to be a place where businesses can get accredited and prove themselves as trustworthy to consumers.

At the same time, consumers can post reviews of businesses when they have something positive to say.

They can also post complaints when things didn't go how they wanted. BBB members can then respond to the clients and try to resolve situations to a favorable conclusion. This is something that doesn't always happen at other online review sites.

Let's Take Another Look at Their BBB Rating...

At the time of writing, Noble Gold had three complaints filed against them through the BBB. As an analyst of precious metal brokers, I can tell you that nearly everyone in the industry has a few complaints filed against them. Three is a strikingly low number, and that's something you can generally take as a good sign.

All three of the complaints were filed under the same category. That was Problem With a Product or Service. There were no complaints filed under any other category, including Advertising/Sales, Billing/Collections, Delivery Issues, or Guarantee/Warranty.

In all three complaints, the final status was listed as closed. The company answered and apparently resolved all of them. Two were closed in the last 12 months, and the third was closed in the last three years.

Details of the specific complaints, answers, and resolutions aren't readily available for public review. However, you don't have to do much math to realize that Noble Gold is averaging only one complaint per year. They're also getting every complaint closed.

That's a pretty impressive track record compared to many other gold brokers in this industry.

the noble gold logo over a large stack of gold bars

Products and Services

One of the reasons I like Noble Gold is because of how many different products and services they have to offer. You can save for retirement in a tax-advantaged account, buy raw bullion, or even stock up for a financial emergency.

Having access to such a broad array of options in one company is certainly a nice feature to have.

Gold IRAs

A gold IRA is an individual retirement account where you can buy and store gold in a secure depository. Gold is a wonderful hedge against inflation and stock market downturns. It's also a great way to diversify your portfolio. Did you know that gold has actually outpaced the stock market in growth over the last 50 years?

Silver IRAs

These work just like the gold IRAs except that they focus on silver primarily instead. Silver is actually even rarer than gold, despite its lower prices.

However, over the last decade, silver has actually grown more in value than gold, with it hitting double-digit growth most years.

Industrial and manufacturing demands have been a driver behind this on top of investment interest.

Precious Metals

Not all Gold IRA Companies move past silver and gold, but Noble Gold also lets you invest in palladium and platinum to get the most options out of the precious metals sector.

You can include them in either a gold or silver IRA, but you can also just buy precious metal bullion on your own.

Coins and Collectibles 

Many rare coins and collectibles don't meet the IRS standards for inclusion in an IRA account, but you can still buy them individually to hold personally.

Everything Noble Gold has to offer is certified and graded.

This happens either through the Professional Coin Grading Service, otherwise known as PCGS, or the Numismatic Guaranty Corporation, also known as the NGC.

Royal Survival Packs

Royal Survival Packs let you invest in hand-curated groupings of precious metals.

The idea behind these is that you store them and let them go up in value until the day comes that you need them, with the likelihood being a serious economic collapse.

The precious metals contained in a Royal Survival Pack are intended to be things they can liquidate nearly instantly so that you and your family have access to funds you can use to buy food, fuel, and medicine in an economic crisis.

Noble Gold Storage

f you buy precious metals outside of an IRA account, you can have your rare coins, bullion, and collectibles sent to you wherever you live.

It would then be up to you to store them as you see fit. You'll pay full taxes on such transactions, and you'd also be responsible for their safe storage.

I have to caution you against storing them at home. You're inviting potential trespassing and break-ins. Even if you don't tell anyone what you've got, are you sure everyone in your family will also keep their mouths shut? I hate typing something like that, but many precious metal burglaries are because someone had inside information.

IRS-approved depositories exist for a reason.

The other matter to take into consideration is insurance. Your homeowner's or renter's insurance might not cover the value of precious metals in your basic policy.

Even if they do, they might need documentation about their presence and value before the coverage kicks in, so don't assume that you're automatically covered.

If you invest in a Royal Survival Pack, then Noble Gold hangs on to those precious metals for you. That's because if you need to activate the account option in a time of financial emergency, they need immediate access to the metals so they can liquidate them promptly.

That gets you the cash you need faster.

For IRA accounts, IRS-approved depositories are a requirement. Noble Gold works with only three, and one of them is in Canada.

You'll also have to possibly choose between segregated and non-segregated storage.

Segregated storage costs more, but you'll know that your precious metals aren't intermixed with anyone else's. Non-segregated storage is a bit cheaper per year, but your precious metals will be in the same room as the holdings of others.

Noble Gold Fees

The fees Noble Gold charges vary.

They're also not always listed on their website. I normally find that to be something to comment negatively about when I review a gold broker, but it's not so much of painful here considering how responsive and excellent their customer service is.

Finding information only takes a phone call, and it's an easy one at that.

Opening an account doesn't usually cost you anything. That's actually better than most other brokers that might have set-up fees but waive them if you deposit enough.

As I've said, if you're new to gold IRAs, Noble Gold is a great place for starter investors.

Gold IRAs have an annual fee of $80 with $150 annual fees for depository storage. Silver IRAs have annual fees of $225 for account maintenance with $250 storage fees each year.

Remember, silver has lower values than gold, so it takes more room to store an equivalent amount.

The Royal Survival Packs have a price range of $10,000 up to $500,000. If you want to start an IRA, the minimum investment levels tend to vary a bit based on the circumstances, but it's usually between $2,000 and $5,000.

That's far less than the usual minimums at other brokers that want $10,000 to $50,000, and it makes precious metal investing possible for a lot more people.

a golden horse running to the right over a black background

Advantages of Working with Noble Gold

Precious metal investing lets you diversify your portfolio into an alternative asset class. You also get protection from inflation and market downturns.

The value of precious metals just doesn't drop overnight as stocks and bonds do.

Using an IRA account means you can preserve your wealth from previous retirement accounts by doing a rollover into a precious metal account without paying any taxes or fees.

If you let the metals sit until retirement age, you can then withdraw them at far lower tax rates than you would otherwise, if you have to pay anything at all.

These are all great advantages you can get through any precious metal investing, so what about the benefits you get from choosing Noble Gold as your broker?

Wide Variety of Investment Options

While I often espouse the specific benefits of precious metal IRAs, I recognize that they're not for everyone. In fact, even if you have a gold IRA, maybe you still want some collectible coins and rarities the IRS won't permit for such accounts. Noble Gold has a lot of different products and services you can buy. Investors can do precious metal IRAs, collectors can buy specific coins, and preppers can look into the survival packs.

High Marks for Customer Satisfaction

It doesn't matter if you've been there for years or are just requesting a free information packet, they're going to treat you really well. Many brokers might treat incoming and potential clients well and then kind of forget about them after the account is established, but Noble Gold will actually assign you an agent who serves you better over time as they get to know you better.

Preservation and Growth of Wealth

The experts and leaders at Noble Gold want you to do better over time. They have decades of collective experience in helping you not only maintain your wealth but actually grow it so that your retirement doesn't just get safer but also better. Much of their experience is in precious metals, but not all. They bring knowledge and experience from generating wealth in other sectors, and that's great crossover expertise that helps you.

Their Leadership

One of the great things about Noble Gold is that you can let professionals handle a lot of things for you. The IRS might call a gold IRA a "self-directed" account, but with Noble Gold, they're the experts working hard to make your money do a lot of work for you. You don't have to watch your account every minute, since they are. If you do want to, however, you can look up your account value anytime 24/7 online.

They're Flexible: Regardless of which particular product or service you look into, Noble Gold has multiple options that you can pick from to suit your needs and budget. They never pigeon-hold you into something that might not be a good fit.

How Can I Buy From Noble Gold?

If you've decided to give Noble Gold a try, then I don't think you're going to be disappointed. You can actually try them out a little on your own before you reach a point of commitment.

You can contact them at any point for a free kit to learn about gold investing through them.

You can use their website to start your free account. This costs you nothing in terms of money. In fact, it won't even cost you much time, say you can have it done in about 5 minutes.

Once you do that, you'll be contacted by a personal agent that's assigned to you. I always love companies that provide specific representatives to watch out for you.

I have nothing against support departments that let anyone catch the phone call and look up your account, as even Noble Gold sometimes has to do this and their professionals can serve you anytime.

The reason I like it is that they get to know you. As they work with you multiple times, they'll get to know your needs and goals and see how you like to do things.

They'll get more adept at anticipating your needs or moves and start recommending products or services that would serve you well, including options and market knowledge that you might not even know about.

That takes time, however. In the beginning, your personal agent will be your market expert. They'll work with you to finish setting up your account and collecting the information necessary to get started.

This might include other accounts that you are doing a rollover from.

From there, they'll formulate a plan for you. While they might have templates to start with, they'll modify things as much as need be based on your personal goals. Your plan will be customized to fit you.

Once the plan is formulated, it will be put in place with proper funding. That's either going to be you paying them directly or them handling a rollover transfer from another account. In both cases, your money is converted into physical gold and other precious metals.

Based on your plan and preferences, they'll buy specific bars, coins, and bullion to put into your account. You'll choose where you want it stored in terms of depository, and they'll make the arrangements to ship and store your gold for you. From there, just keep in touch with the agent assigned to you to monitor your account.

Key Takeaways

Reviews of Noble Gold across many different platforms all seem to average perfect reviews from hundreds of different users.

Actual review organizations give the company ratings such as AA or A+. A few complaints have been filed against Noble Gold, but it seems as if nearly all of them were resolved to the client's satisfaction.

I recommend Noble Gold to many investors because of its low investment minimums, tremendous customer service, educational resources, and a wide variety of products you can choose from.

Investors new to precious metals can do wonderful using this company, but even seasoned investors can find value with this broker.

Mitt Wilson

About the author

Mitt Wilson has a background in journalism and has been writing about investing for more than two decades. In his free time he enjoys spending time with his wife, touring the United States, and golfing.

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